CYCLOS 4 PRO PAYMENT SOFTWARE
Developed to deliver high security, flexibility, scalability, combined with a solid quality.
Payment methods
![online_banking](https://testsite.cyclos.org/wp-content/uploads/2016/11/Online_banking_Grey200-px.png)
Internet banking
Make payments, browse your account history or find products are just some of the many online features.
![SMS](https://testsite.cyclos.org/wp-content/uploads/2016/11/SMS_Grey200-px.png)
SMS
Do payments by sending sms keywords or other custom commands. Click here for more.
![IVR](https://testsite.cyclos.org/wp-content/uploads/2016/11/IVR_Grey200-px.png)
IVR
Interactive Voice Response: do payments, get account and payment information by calling a number.
![Number](https://testsite.cyclos.org/wp-content/uploads/2016/11/Number_Grey200-px.png)
Number
Multiple identifiers supported. E.g. pay to: name, email, phone number, account number or qr code.
![online_banking](https://testsite.cyclos.org/wp-content/uploads/2016/11/Online_banking_Grey200-px.png)
Mobile app
Rebrand our mobile app to offer your clients a complete internet banking app. Click here for more.
![USSD](https://testsite.cyclos.org/wp-content/uploads/2016/11/USSD_Grey200-px.png)
USSD
Cyclos can also be used using USSD commands on any phone. Click here for more.
![QR-Code](https://testsite.cyclos.org/wp-content/uploads/2016/11/QR-code_Grey200-px.png)
QR-code
Pay with our app to a printed QR code or generate a QR code on our app to receive payments.
![nfc](https://testsite.cyclos.org/wp-content/uploads/2016/11/NFC_Grey200-px.png)
NFC-card
Pay by holding an NFC card to an android device to do quick and secure payments. Click here for more.
Enterprise software
![Ease of management](https://testsite.cyclos.org/wp-content/uploads/2016/11/Ease-of-management_White200-px.png)
Scalable & reliable
Clusterable solution with high availability, load balancing & caching. Also available as docker image.
![highly configurable](https://testsite.cyclos.org/wp-content/uploads/2016/11/highly_configurable_White200-px.png)
Highly configurable
Create a tailor made solution. Manage translations / content / configurations online and add your own features using the Cyclos scripting engine.
![Open API](https://testsite.cyclos.org/wp-content/uploads/2016/11/Api_White200-px.png)
Open API
Interface with third party systems using the RESTful Web Services and Open API.
![Secure](https://testsite.cyclos.org/wp-content/uploads/2016/11/Secure_White200-px.png)
Secure
Strict implementation of security standards and guidelines such as defined by the ISO 27002, PCI and EBA. Security is the basis of the Cyclos architecture.
Banking features
![Multiple Currencies](https://testsite.cyclos.org/wp-content/uploads/2016/11/multiple-currencies_Grey200-px.png)
Multiple currencies
Create multiple currencies and create accounts and transaction types for each currency.
![Multiple transition types](https://testsite.cyclos.org/wp-content/uploads/2016/11/multiple-transition-tipes_Grey200-px.png)
Multiple transaction types
Add payment fields and many rules to transactions, such as PINless payment thresholds, min/max transaction amount, allowed on selected channels and much more.
![Advanced payments](https://testsite.cyclos.org/wp-content/uploads/2016/11/Advanced-payment_Grey200-px.png)
Advanced payments
Pay to unregistered users (email/SMS), requests or schedule payments, payment authorizations, etc.
![Account and Transition fees](https://testsite.cyclos.org/wp-content/uploads/2016/11/Account-and-transition-fees_Grey200-px.png)
Account & Transaction fees
Monthly contribution payments, demurrage, interest payments, flat or percentual transaction fees and custom fee calculations (with script extension point if needed).
And much more…
![E-commerce](https://testsite.cyclos.org/wp-content/uploads/2016/11/E-commerce_White200-px.png)
E-commerce
Complete e-commerce module: marketplace, webshop & shopping cart, promotional price, stock management and ad alerts.
![Loyalty](https://testsite.cyclos.org/wp-content/uploads/2016/11/Loylty_White200-px.png)
Loyalty
Run your loyalty system using Cyclos including: e-vouchers, loyalty points, business referrals, cards, etc.
![Analytics and reporting](https://testsite.cyclos.org/wp-content/uploads/2016/11/Analytics-and-reporting_White200-px.png)
Analytics & Reporting
Live payment wall and user balance monitoring. Reports on: payments, expenditures, income, user logins, percentages of non-trading user, etc.
![Geolocation](https://testsite.cyclos.org/wp-content/uploads/2016/11/Geolocation_White200px.png)
Geolocation
Business directory on map, find business/products/services nearby, WordPress plugin with business directory.
![Custom relationship manager](https://testsite.cyclos.org/wp-content/uploads/2016/11/custom-relationship-manager_White200-px.png)
CRM
Easily create new profile fields for users (14 available data types) and create records with custom fields.
![Password](https://testsite.cyclos.org/wp-content/uploads/2016/11/Password_White200-px.png)
Custom passwords
One Time Password (OTP) by email/SMS, random virtual keyboard, fingerprint (app). Define your own custom password types.
![E-Pay Innovation Award Winner](https://testsite.cyclos.org/wp-content/uploads/2016/11/award_blauw.png)
Award winning payment software
As early as 2014 the payment industry awarded Cyclos at the TRANSACT conference for being the most innovative payment software.